Terms and Conditions

Applicable to: Spider Investments LLC, Spider Ventures LLC, Spider Management LLC, Spider Corp, and any other entity under the direct or indirect control of the Spider group (hereinafter, “Spider”).

This document governs the use of the website www.spider-investments.com and the Spider Connect mobile application.

1. Acceptance of Terms

By accessing or using our services, you confirm that you understand and accept these Terms and Conditions, along with our Privacy Policy and Cookie Notice. If you do not agree with any of these documents, please do not use the platform.

2. Changes to Terms

We may modify these Terms and Conditions at any time for legal, security, regulatory reasons, or to improve our services. Updated versions will be available on the platform and will take effect immediately. It is your responsibility to review these terms frequently.

3. Who Can Use the Platform

You must be at least 18 years old and have full legal capacity. When you register, you guarantee that the information provided is true, complete, and up to date. We may also request official documents to verify your identity and comply with security processes such as KYC (Know Your Customer) and AML (Anti-Money Laundering).

4. Proper Use of the Platform

Use the platform only for legal purposes and in accordance with these Terms.

The following activities are prohibited:

- Engaging in illegal, fraudulent, or misleading activities;

- Introducing viruses or malicious software;

- Unauthorized access to systems, accounts, or data;

- Altering, disrupting, or damaging the platform;

- Posting offensive, discriminatory, or illegal content;

- Copying or reusing content without written permission.

5. User-Generated Content

If you share files, comments, or any type of content on the platform, you confirm that you have the right to do so and that you do not violate any third-party rights or applicable laws. Spider may moderate, edit, or delete content that does not comply with these Terms.

6. Intellectual Property Rights

The design, software, trademarks, logos, and other content on the platform are the property of Spider or authorized third parties. You may not copy, modify, or distribute these elements without written permission.

7. Financial Information and Disclaimers

Spider is not a bank. Some services may be offered by authorized banking or financial entities with which we collaborate. The investment opportunities presented are for informational purposes.

Projected returns are based on experience and analysis but are not guaranteed. Investing involves risks, including the potential loss of capital. We recommend consulting a financial advisor before making decisions.

Spider Connect acts solely as a technology platform connecting users with Waltz, Inc. Spider Connect does not originate, broker, or fund loans. All lending-related services are subject to Waltz’s terms and applicable state licensing requirements. Certain states may not be eligible for referrals or incentives.

8. Limited Liability

The platform is offered “as is,” without guarantees of continuous availability or complete accuracy. Spider is not responsible for damages caused by interruptions, errors, unauthorized access, or data loss.

9. Third-Party Links

You may find links to other websites. Spider has no control over those sites and is not responsible for their content, security, or policies.

10. Termination of Use

We may suspend or cancel your account if you violate these Terms, if required by law, or for security reasons.

11. Governing Law

This document is governed by the laws of the State of Florida, United States. In case of dispute, the matter will be resolved in the competent courts of that state, unless a local rule provides otherwise.